:root {
  --ink: #112539;
  --muted: #53677a;
  --line: #d9e4ed;
  --paper: #f6f9fb;
  --surface: #ffffff;
  --navy: #0d304b;
  --teal: #0a7c78;
  --teal-dark: #05615f;
  --gold: #e8b86d;
  --warning: #855d12;
  --warning-bg: #fff8e9;
  --radius: 18px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
}
a { color: var(--teal-dark); text-underline-offset: 3px; }
a:hover { color: var(--navy); }
.shell { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.review-bar { background: #fff2cf; color: #543b0b; font-size: .92rem; padding: .65rem 0; }
.review-bar strong { font-weight: 750; }
header { background: var(--surface); border-bottom: 1px solid var(--line); }
.header-inner { min-height: 76px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { color: var(--navy); text-decoration: none; font-weight: 800; letter-spacing: -.03em; font-size: 1.18rem; }
.brand span { color: var(--teal); }
nav { display: flex; gap: .3rem; flex-wrap: wrap; justify-content: flex-end; }
nav a { color: var(--ink); text-decoration: none; font-weight: 650; font-size: .94rem; padding: .45rem .65rem; border-radius: 8px; }
nav a[aria-current="page"], nav a:hover { color: var(--teal-dark); background: #e9f6f4; }
main { padding: 3.6rem 0 4.5rem; }
.hero { display: grid; grid-template-columns: 1.28fr .72fr; gap: 2.6rem; align-items: stretch; }
.eyebrow { margin: 0 0 .7rem; color: var(--teal-dark); font-size: .83rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
h1, h2, h3 { color: var(--navy); line-height: 1.15; letter-spacing: -.035em; }
h1 { font-size: clamp(2.2rem, 5vw, 4.25rem); margin: 0 0 1.1rem; max-width: 13ch; }
h2 { font-size: clamp(1.5rem, 3vw, 2.15rem); margin: 0; }
h3 { font-size: 1.08rem; margin: 0 0 .55rem; letter-spacing: -.02em; }
.lead { font-size: clamp(1.08rem, 2vw, 1.25rem); color: #374f64; max-width: 57ch; margin: 0; }
.panel, .card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 10px 30px rgba(17, 37, 57, .05); }
.hero-info { padding: 1.65rem; background: var(--navy); color: white; border-radius: var(--radius); display: flex; flex-direction: column; justify-content: center; }
.hero-info h2 { color: white; font-size: 1.35rem; }
.hero-info p { color: #d5e7f1; margin: .7rem 0 0; }
.hero-info a { color: white; }
.section { margin-top: 4.4rem; }
.section-heading { display: grid; grid-template-columns: .85fr 1.15fr; gap: 2rem; align-items: end; margin-bottom: 1.3rem; }
.section-heading p { color: var(--muted); margin: 0; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; }
.card { padding: 1.35rem; }
.card p, .card li { color: var(--muted); }
.card ul { padding-left: 1.1rem; margin: .55rem 0 0; }
.notice { background: var(--warning-bg); border: 1px solid #f2da9a; border-radius: 12px; padding: 1rem 1.15rem; color: #5d430b; }
.notice strong { color: #553a00; }
.details { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1rem; }
.detail { background: #eaf4f6; padding: 1rem 1.1rem; border-radius: 12px; }
.detail dt { color: var(--teal-dark); font-size: .78rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.detail dd { margin: .28rem 0 0; font-weight: 620; }
.page-title { max-width: 760px; }
.page-title h1 { max-width: 18ch; }
.prose { max-width: 800px; }
.prose > * + * { margin-top: 1.1rem; }
.prose h2 { margin-top: 2.2rem; }
.prose p, .prose li { color: #3f566a; }
.prose ul { padding-left: 1.25rem; }
.form-layout { display: grid; grid-template-columns: .9fr 1.1fr; gap: 1.4rem; align-items: start; }
.form-card { padding: 1.5rem; }
label { display: block; color: var(--navy); font-size: .9rem; font-weight: 700; margin: .9rem 0 .35rem; }
input, button { font: inherit; }
input[type="text"], input[type="tel"] { width: 100%; padding: .72rem .82rem; border: 1px solid #bdcdda; border-radius: 9px; background: #f2f5f7; color: #6c7f8c; }
.check-row { display: flex; align-items: flex-start; gap: .7rem; color: #566b7b; font-size: .9rem; margin-top: 1rem; }
.check-row input { margin-top: .3rem; }
button[disabled] { width: 100%; border: 0; border-radius: 9px; padding: .78rem 1rem; margin-top: 1rem; background: #9ba9b4; color: white; cursor: not-allowed; font-weight: 750; }
.form-status { margin: .8rem 0 0; color: var(--warning); font-weight: 650; font-size: .9rem; }
.label { display: inline-block; background: #dff3f0; color: #075e5a; padding: .22rem .55rem; border-radius: 999px; font-size: .78rem; font-weight: 800; }
footer { color: #c8d8e4; background: #08263c; padding: 2.5rem 0; }
.footer-grid { display: flex; justify-content: space-between; gap: 2rem; align-items: flex-start; }
footer .brand, footer a { color: white; }
footer p { margin: .55rem 0 0; color: #b5c9d8; font-size: .9rem; }
.footer-links { display: flex; gap: 1rem; flex-wrap: wrap; }
.footer-links a { font-size: .9rem; }
@media (max-width: 760px) {
  .shell { width: min(100% - 28px, 1120px); }
  .header-inner, .footer-grid { align-items: flex-start; flex-direction: column; padding: 1rem 0; }
  nav { justify-content: flex-start; }
  main { padding-top: 2.6rem; }
  .hero, .section-heading, .form-layout { grid-template-columns: 1fr; gap: 1.3rem; }
  .grid, .details { grid-template-columns: 1fr; }
  .section { margin-top: 3.2rem; }
}